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Deed Restricted Properties for Locals

Summit County understands it is expensive to live here. We need workers in a variety of positions, not just high paying professionals. In order to keep housing more affordable for lower income earners, Summit County has made some properties available only for people that live and work in the county. No second homeowners allowed!

Those properties are known as deed restricted properties. Some properties have limits on appreciation or income. Other properties can be owned by someone out of state as long as someone that works in the county lives there full time. Each property can be different but they all share the restriction that the occupant must live and work in the county for a minimum of 30 hours a week.

If you like new construction there have been several recent developments of deed restricted homes around the county. You have to get in on these early in the process as they generally sell out.

Summertime in Summit County

Deed Restricted Properties

This fully furnished, turnkey 2-bedroom, 3-bath penthouse condo at Red Hawk Lodge in Keystone is a gorgeous mountain retreat with great income, just steps from the resort’s gondola and the dining and shops of River Run and Kindred.  With an open and spacious main living area and soaring ceilings and west-facing views throughout, you will enjoy bright sunlight through the day and colorful sunsets in the evening, with mountain and Snake River views from each room and each of the two private balconies.  In the winter, unwind by the fireplace or walk to the gondola for a day on the slopes, even coming home for lunch and then heading back out. In the summer, enjoy the amazing hiking and biking trails of Keystone and all of Summit County.  After an active day of skiing, hiking, or biking, enjoy the most beautiful and expansive of River Run and mountain settings and listen to the Snake River while relaxing in the Lodge’s heated pool and hot tubs.  With few shared walls, this condo is extremely quiet and private.  Perfect for homeowners and investors. $1,280,000 Active

20 Hunki Dori Court 2301 Keystone, Colorado

2 Beds 3 Baths 1,220 Sq Ft

Welcome to your mountain getaway in the highly desirable French Creek neighborhood of Breckenridge! This well-loved and beautifully maintained two-bedroom, two-bath home sits on a 0.14-acre lot and offers easy living in one of Breckenridge’s most convenient locations.  Inside, you’ll find durable LVT flooring throughout, a bright open layout, and a kitchen that features stainless steel appliances ready for your favorite meals. The home feels warm and inviting—perfect for relaxing after a day on the slopes or exploring town.  You’ll love being just steps from the Summit Stage bus stop and only minutes from downtown Breckenridge’s shops, restaurants, and trails. Enjoy access to the neighborhood clubhouse, plus low HOA dues that make ownership even easier.  Whether you’re looking for a full-time home or a mountain retreat, this French Creek gem offers comfort, convenience, and that special Breckenridge charm.  Deed Restricted to 30 hrs A week Summit County employment with NO APPRECIATION CAP! $665,000 Active

56 Magnum Bonum Drive Breckenridge, Colorado

2 Beds 2 Baths 854 Sq Ft

Establish your Basecamp in the heart of Frisco. Walk 2 minutes to Whole Foods Market, Outer Range Brewery, Epic Mountain Gear, Pure Kitchen, Basecamp Wine & Spirits, and the Summit County Transit Center with free shuttles to Breck, Keystone, Copper, and A-Basin.  Next to Meadow Creek Park with skating rink, trails, and playground.  Park and walk to everything. Micro-condo design with efficient layouts, large private storage (approx. 98 sq ft), all-electric heat pump systems, optional EV-ready carport, and LEED Gold construction Local/Workforce unit. Model open Thu–Sun, 4–6pm, across from Outer Range.  Or by appointment.  Establish your Basecamp. $595,000 Active

185 Lusher Court 209 Frisco, Colorado

1 Beds 1 Baths 590 Sq Ft

UP TO $57K CREDIT TO BUYER from the Town of Breckenridge for full deed restriction.  Top-floor condo featuring a spacious open-concept layout with vaulted ceilings. Both bedrooms include oversized closets, offering plenty of room for storage. Enjoy the privacy of backing to open space and direct access to the Blue River Rec Path—perfect for biking, Nordic skiing, or leisurely walks. The oversized private deck offers stunning views of Mount Baldy. A rare find with no shared walls, ensuring peace and quiet. Light deed restriction requires the occupant to work 30 hours per week in Summit County, but there are no income or appreciation caps. Ideal for personal use or as an investment property. $570,000 Active

10 Farmers Lane A Breckenridge, Colorado

2 Beds 1 Baths 881 Sq Ft

Come one, come all to this incredible property located on the Ten Mile creek and just a few steps to Main Street. This is an opportunity like no other for the local workforce buyer or an investor needing housing for an employee. Anyone can own it, but the tenant or occupant must be a local Summit County worker. There is no other restriction or appreciation cap. The unit is on the top floor with beautiful views of the surrounding mountains. Relax in the clubhouse with a pool and hot tub. Close to the bus route to Copper Mountain and surrounding ski areas. Enjoy the sounds of the creek out the back on a private balcony. A large closet can accomadate a stackable washer and dryer with the HOAs permission. $539,000 Active

222 Creekside Drive 308 Frisco, Colorado

2 Beds 2 Baths 765 Sq Ft

Nestled in the heart of Frisco, this stylish, deed-restricted condo with a HUGE ONE CAR GARAGE offers the perfect blend of convenience and modern comfort. Just steps from the vibrant Whole Foods/Basecamp area and a short walk, bike ride, or drive to the charming Main Street Frisco, it’s ideally located for both adventure and everyday living. The Summit Stage Transfer Center, just a block away, provides easy access to all of Summit County. Designed with efficiency in mind, the condo features a spacious upstairs bedroom with a large walk-in closet and in-unit washer/dryer, while the main level boasts an open-concept kitchen, 3/4 bathroom, and cozy living area. High-end finishes, including custom tile, luxury vinyl tile (LVT) flooring, solid surface countertops, and stainless steel appliances, elevate the space. Storage is plentiful with a large closet next to the unit, an oversized storage closet in the ground-floor storage area, and a RARE HUGE ONE CAR GARAGE!—a feature most Basecamp condos lack. Perfect for investors or owner-occupants working 30+ hours per week in Summit County, this condo has no cap on appreciation, making it a smart investment in one of Colorado’s most sought-after mountain towns. $530,000 Active

100 Basecamp Way 217 Frisco, Colorado

Beds 1 Baths 661 Sq Ft

Experience elevated living in this sunny, well-maintained unit, benefiting from ample natural light unlike ground-level homes. This deed-restricted property presents an incredible opportunity for a local resident to own a home in a prime location on the North end of town. Enjoy an amenity-rich HOA that covers a wide range of services and utilities. $466,956 Active

34 Highfield Trail 213 Breckenridge, Colorado

1 Beds 1 Baths 583 Sq Ft

Heart of Breckenridge Gem: No Stairs, All Charm! Discover the perfect Breckenridge basecamp in the heart of downtown. This cozy, ground garden-level condo offers an unbeatable location right next to Carter Park and steps away from the ice rink, shops, restaurants, and the ski hill—everything is within walking distance! Enjoy the ultimate convenience with no stairs required! The unit features a truly private back entrance, making it easy to walk your dog or take your bike directly out the front door. Its unique location within the building keeps the unit naturally cozy in the winter and cool in the summer. After a day of mountain adventures, unwind in the building's common hot tub. Plus, you’ll never worry about parking or shoveling off your vehicle with your own covered, assigned parking spot in the garage. This is the ideal blend of location, convenience, and charm! This unit is deed restricted. Occupant must qualify with the Summit Combined Housing Authority. $461,501 Active

550 S French Street G1 Breckenridge, Colorado

2 Beds 1 Baths 580 Sq Ft

Deed restricted home, occupant must work in Summit County an average of 30+hrs per week. SCHA will have the Lottery Application open on January 8 at 12:00AM and closes on January 14 at 11:59PM on the Lottery Listings Page. The base income requirement is below 120% AMI ($166,020). Priority Requirements (additional lottery entries) - Priority income limit to receive an additional entry is at 110% AMI ($152,185) and Work/ Live for at least one consecutive year in the Town of Silverthorne town limits (employment must be for 30 hours per week on an annual basis). Additional information on the priorities and general qualification can be found can be found on SCHA’s website. Call Smith Ranch home in this beautiful Three-bedroom townhome. This is an end unit with community green space right outside the slider door. This unit has quality features like efficient in-floor radiant heat, granite counter tops, Stainless Steel appliances, luxury vinyl flooring, washer/dryer, LED lighting, and wood cabinetry. Great livable floor plan in this local’s workforce neighborhood. 3 Bedrooms, 2 full + 1/2 bath. One-Car garage with tandem parking space. $459,120 Active

84 Haymaker Street 84 Silverthorne, Colorado

3 Beds 3 Baths 1,404 Sq Ft

Deed Restricted Housing Unit. This cozy one-bedroom unit is located centrally in the town of Frisco. You can walk to Main Street and easily explore the nearby hiking and biking trails. Inside the unit enjoy a spacious floor plan and warm fireplace! Outside on the deck you will enjoy views of Mount Royal and Buffalo! Just steps away from your front door, the clubhouse offers a range of amenities, including an indoor pool, multiple hot tubs, sauna, steam room, racquetball court, and tennis court, providing year-round enjoyment. To top it off, a covered parking space adds a touch of convenience to your new home! A qualified occupant must work 30 hours per week on an annual basis for a business located within one mile of the Tem Mile Basin. An additional entry will be given if you have lived or worked in the Town of Frisco consecutively for 5 years or longer. $435,000 Active

805 S 5th Avenue H222 Frisco, Colorado

1 Beds 1 Baths 604 Sq Ft

This deed restricted property located in Keystone has two bedrooms, two bathrooms and a one car garage. The deck located off the main living area boasts panoramic mountain views that span from Grays & Torreys all the way to the Gore Range. The development backs to National Forest and is just a short drive or bus ride to Keystone Resort and Arapaho Basin. Potential buyers must qualify to purchase through the Summit Combined Housing Authority by working 30 hours per week on an annual basis work for a business in and serving Summit County, CO and have a maximum AMI of 130% (i.e.,$155,610 per annum.) Individuals working in the Snake River Basin (from Arapahoe Basin Ski Area to the Easterly Reach of Dillon Reservoir or the Snake River Inlet near Swan Mountain Road (this will include Summit Cove) will receive priority in the purchase of the unit for the initial 20 days. People who are interested in purchasing the unit may submit a lottery qualification application. If multiple lottery pre-screen forms are received meeting the Snake River Basin (Dillon & Keystone) work priority in the 20-day listing period, the lottery will be held with these households only. SCHA will have the Lottery Pre-screen open on December 12th @ 12:00am and closed on December 21st @ 11:59pm on the Summit Combined Housing Authority Lottery Listings Page. Please contact SCHA with any questions related to the lottery. $424,814 Active

119 Wayback Drive 119 Keystone, Colorado

2 Beds 2 Baths 1,080 Sq Ft

This brand new work-live deed restricted unit is ideally located in central Frisco, Basecamp Studios offers mountain enthusiasts everything they need. Perfectly positioned in the Central Rockies, new Basecamp owners enjoy effortless access to the I-70 corridor, opening the door to endless outdoor recreation, as well as easy routes to Denver and DIA. These innovatively designed studio residences blend functionality and modern style, featuring a dedicated sleeping area, full kitchen, in-unit laundry, and private outdoor living space. Each home also includes two exterior storage rooms for all your seasonal mountain gear, plus two private storage closets totaling 87 sq. ft. Just steps away from Whole Foods Market, Outer Range Brewery, Pure Kitchen, Basecamp Wine & Spirits, Epic Mountain Gear, Meadow Creek Park/Ice Rink, and the Summit County Transfer Hub, this location is truly unmatched for a mountain-metro lifestyle that balances adventure and convenience. Committed to sustainability, Basecamp Studios homes are LEED Gold certified and powered by high-efficiency electric heat/cool pumps, delivering year-round comfort with minimal environmental impact. Don’t wait — establish your Basecamp today! $399,000 Active

185 Lusher Court 106 Frisco, Colorado

Beds 1 Baths 354 Sq Ft

VIEW ALL DEED RESTRICTED PROPERTIES

About Us

Mountain Living Real Estate, a.k.a. The Mountain Living Team, is a family owned, second generation, real estate company that has been helping buyers and sellers in Summit County since the early 90’s.  Mountain Living Real Estate is committed to going above and beyond to ensure their clients have the most amazing real estate experience possible.  Jason & Meredith take a personal approach to educate their clients, empowering them to make high quality decisions no matter the situation.  They take exceptional care throughout the sales process and beyond; striving to make each client’s path in Summit County one filled with fun, excitement & great memories.

Work with Mountain Living Real Estate and you’ll understand why so many people say, “We Love Mountain Living!”

Testimonials

We had a challenging property to advertise and sell, yet, the way it was advertised and the level of communication you kept with us was wonderful. We were always in the know.

Your level of professionalism and dedication was superb.

The service you provided was excellent.

Alexandra from Greeley September 26, 2025

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Their service was a 10. They were quick to communicate and professional

Sky From Colorado September 3, 2025

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Contact Us


Jason and Meredith Adams

Jason & Meredith Adams
Mountain Living Real Estate

101 Main St, #109, PO Box 4115 Frisco, CO 80443

(888) 666-0844
team@mountain-living.com

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Jason & Meredith Adams are both licensed to sell real estate in the state of Colorado

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