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Conforming Loan Limits for 2022 in Summit County, CO

money relating to conforming loan limits

There’s been a lot of news about the increase in the conforming loan limits for 2022. The new loan limits range from $647,200 to $970,800. A conforming loan means it will be backed by the government entities, Fannie Mae or Freddie Mac. That backing makes loans easier to get and generally you will have lower interest rates. When buyers move up into luxury properties, that backing is no longer available. With the intense appreciation we have seen across the country during the pandemic the conforming loan limits needed to increase.

Conforming loan limits by county

The actual conforming loan limits for 2022 vary based on the area you are in. Generally, the new limit is $647,200. However, if the property is in an area with higher priced homes, that limit can be increased. It is set by county. Summit County’s conforming loan limit for 2022 is $822,375. That’s the same as it was for 2021. No changes here. If you are curious about conforming loan limits in other counties, check out this map on the FHFA website.

Jumbo loans

If the amount you would like to borrow is above the $822,375 limit, don’t fret, you can still get a loan. Lenders in Summit County have been doing loans above the conforming loan limit for years. There are a lot of great lenders here that can get it done for you while offering very competitive rates. If you’re considering buying or refinancing, check out some of the local lenders we like.

Posted in: Buyer Tips Tagged: Mortgage

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About Us

Mountain Living Real Estate, a.k.a. The Mountain Living Team, is a family owned, second generation, real estate company that has been helping buyers and sellers in Summit County since the early 90’s.  Mountain Living Real Estate is committed to going above and beyond to ensure their clients have the most amazing real estate experience possible.  Jason & Meredith take a personal approach to educate their clients, empowering them to make high quality decisions no matter the situation.  They take exceptional care throughout the sales process and beyond; striving to make each client’s path in Summit County one filled with fun, excitement & great memories.

Work with Mountain Living Real Estate and you’ll understand why so many people say, “We Love Mountain Living!”

Testimonials

The help we received was very good. You always followed thru. You have helped us with two transactions and we would definitely use Mountain Living Co. again.

John & Darrelyn from Boulder August 27, 2024

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10. Most impressed with their knowledge of how to handle certain buyers.

Krissy from Virginia April 16, 2024

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Contact Us


Jason and Meredith Adams

Jason & Meredith Adams
Mountain Living Real Estate

101 Main St, #109, PO Box 4115 Frisco, CO 80443

(888) 666-0844
team@mountain-living.com

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Jason & Meredith Adams are both licensed to sell real estate in the state of Colorado

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